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the fact that any hopes of interest rates dropping were dashed last night and especially this AM when inflation was projected at 7.9%  ABC News

The 2.5%, even the 4% 30 year fixed rates are gone!

Hope you are having a great week!

Denny

Denny Andrews

Denny@dennyandrews.com

425-202-5121

C2 Financial Corporation

License# 897584

C2 Financial Corporation# 135622

www.RealEstateConsultingService.com

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Wishing You A Happy Holidays and A Fantastic New Year !!!!

Happy 4th of July from Tri State Golfer

Happy 4th of July from Tri State Golfer !!

10 Rounds with the Callaway Chrome Soft

Back last year when I first heard of Callaway Golf’s Chrome Soft golf ball it didn’t strike me as anything special but as more information became available my interest grew. It really got my attention when Callaway people explained the technology behind the new ball saying this will be a “game-changer for them.”

We are used to thinking low compression golf balls while having a softer feel didn’t go as far as those with a firmer feel. Ladies and seniors played the lower compression models since they couldn’t get the distance benefits of high compression golf balls due to their slower swing speeds. Since the introduction of multi-layer solid core balls like the Titleist ProV1 the spread of performance has widened but everyone acknowledged it would be nice to add the softer feel of low compression golf balls to the distance gains of solid core construction.

Building a ball with a very soft core meant, especially with longer clubs, though the spin rate was lower the core didn’t react fast enough to produce distance.

According to Callaway that was true until now.

The 3-piece Chrome Soft is billed to have a soft feel and still produce the distance, high ball speed and low spin with their aptly named “SoftFast Core” and a urethane cover.

During February and March I took them to the course for an extended trial and as it turned out, though my northern friends were envious, played them in four southern states for a total 16 rounds.

The questions everyone immediately asks are, “How long were they? Did they go as far as a Pro V1?”

The answer is the Chrome Softs were long, certainly comparable to every other golf ball model including the Titleist’s Pro V1 we have reviewed and certainly within the variability inherent in my very average swing. Coincidentally, we received unsolicited samples from another manufacturer of a “distance and feel” ball and took them along with the Callaway’s on a trip to Georgia.

No contest, the “distance and feel” ball didn’t have anywhere near the “distance” of the Chrome Soft and the “feel” around the greens was like a rock while the Chrome Soft showed control properties we really appreciated. The comments from friends to whom I gave sample sleeves (usually two sleeves so they would have an extended opportunity to make their evaluation) were positive and two of them said they liked the Chrome Soft so much in comparison to their usual brand they would be switching.

Negatives. On some downwind shots, particularly with a driver, it seemed as though the Chrome Soft though hit well, fell out of the air very quickly. Admittedly this is a subjective impression but it happened on more than one occasion. Unfortunately in each case when that happened circumstances were such it wasn’t possible to hit additional tee shots so this remains an impression only worth mentioning in passing.

Secondly some may object to the price but at $38 dozen the Chrome Soft are $10 less than market leader ProV1 and $7 less than the Bridgestone B330-RX series.

Recommendation. The Callaway Chrome Soft is really worth trying and I believe you will be happy with the results.

10 Rounds with the R15 Driver

10 Rounds with the R15 Driver

By ED TRAVIS

TaylorMade Golf is the number one club company for a reason and though some “pundits” have almost made a cottage industry out of criticizing them the bottom line is they sell more clubs than anyone else. Just as with other market leaders (Microsoft and CoCa-Cola come to mind) a few people seem to have a psychological need to take out after the guy on top which probably says more about them than the leader being attacked.

But let’s be clear, TaylorMade sells more clubs for a good reason. Golfers believe they perform better and all the carping or back biting doesn’t change that fact one bit.

With that bit of philosophizing behind us and turning our attention to the newest lead dog from TMaG, I admit I was looking forward to the arrival of the R15. The comparison with last year’s SLDR model was going to be fun.

For 2015, the premier driver model’s name is a return to the old standby “R” designation first seen in 2002 but most significantly as the groundbreaking moveable-weight R7 Quad in 2004. Last year the TaylorMade SLDR model hit the top of the charts with a single sliding weight that could be adjusted either towards the toe or heel by moving it along channel in the sole to compensate for the user’s slice or hook.  And it worked allowing average golfers to adjust the club to, at least in part, fix swing faults.

The R15 also is a return the distinctive white clubhead (though a black version is available) and it has all the technology seen in the SLDR with two significant differences, the first being not readily apparent. The weight channel was moved closer to the face so it acts as a slot to give additional face flex at impact. This in combination with 40-grams of weight being moved 12mm closer to the clubface means the R15 produces quite a bit less side spin than the SLDR and by extension just about every other driver on the market.

The second and more obvious change is the addition of a second weight in the sliding sole channel. Now, not only can the user compensate for ball curvature but because the weights can be spread widely apart, the moment of inertia or resistance to twisting is really increased. As Tom Kroll, in charge of TMaG’s Global Product Creation told me, you can think of high MOI as protecting ball speed when the impact is anywhere but on the exact center of the clubface.

Taking the R15 to the course a couple of things were readily apparent. The feel at impact was a step up from the previous SLDR model and though the SLDR didn’t have a poor feel, the R15 felt and sounded like the closing of a door on a Rolls Royce.

Distance for drives hit at or very near the center of the face was excellent, maybe even a bit past the SLDR yardage under most conditions but where the R15 really showed off was on off center hits, especially the ones slightly towards the heel. Distance was still good and as a guess, the loss of distance was about 10-yards compared to center impact.

The test 10.5 degree R15 had the smaller 430cc clubhead with the stock 45.5 inch Fujikura Speeder 67 Evolution shaft and the already impressive forgiveness would presumably be even better using the 460cc model. Of course the 430cc head tends to produce even lower spin so there is a tradeoff.

Shortly after completing the 10 rounds with the R15 while staying at the Reynolds Plantation outside Atlanta I visited The Kingdom, TaylorMade’s world class fitting center located there. After an hour long session on the launch monitor under the guidance of The Kingdom’s Noel English testing the R15 with a variety of shafts to maximize launch conditions he recommended a Fujikura Pro 53 trimmed to 45 inches—1/2 inch less than the stock shaft. The results since have been impressive or put another way I’m over the moon.

On just a typical swing with average contact I’ve gained 15 yards.

The game’s a lot easier the farther you hit it.

Negatives. The price. At $430 the R15 is among the highest priced drivers but in my opinion the performance more than compensates.

Recommendation. The R15 has to be at the top of your list if you’re looking for a new driver.

The Latest Golf Movie--”The Squeeze”

The Latest Golf Movie--”The Squeeze”

As everyone from the movie’s publicists to bloggers reviewing this film for the first time have pointed out…”The Squeeze” is a golf movie with characters that really can play golf, meaning they don’t look like Dr. Molly Griswold in Tin Cup. Now it’s true the “Tin Cup” character played by Rene Russo wasn’t supposed to be a golfer but somehow her contraption contrived swing didn’t look that much worse than the passes Kevin Costner was making…even after coaching by the likes of Gary McCord.

The point is, it’s nice to have golfers playing golfers in a golf movie but absolutely irrelevant if they can’t act.

The story of “The Squeeze” is based on what actually happened in real life to a young man played by Jeremy Sumpter (“Peter Pan,” “Friday Night Lights”) when he gets taken under the wing of a big time gambler named Riverboat played by Chris McDonald (“Happy Gilmore,” “Thelma and Louise”). Sumpter playing Augie is a small town golfer that doesn’t know how good he is but recognized by Riverboat as having the skill to win high stakes matches.

They wind up in Las Vegas (where else?) for a million dollar match against the reigning U.S. Amateur champion played by Jason Dohring over the ultra-exclusive Wynn Las Vegas golf course. Dohring’s character’s sponsor is called Jimmy Diamonds and as played by Michael Nouri becomes easy to hate. He threatens to kill Augie if Augie wins the match and while Riverboat makes the same threat should Augie loose.

Hence the movie’s name, “The Squeeze”.

Obviously our hero Augie has to get out of this lose-lose situation and does with the help of his girlfriend Natalie (Jillian Murray) by double crossing Riverboat and Jimmy Diamonds on the 18^th hole. The movie’s climax takes place in the desert outside Las Vegas with Augie and Natalie holding the two gamblers at gunpoint before driving away leaving two briefcases. One filled with $2 million and the other a loaded automatic. As the happy couple drive away a single gunshot is heard, the outcome of which is left to the viewer’s imagination.

It’s an old saying that to make a good movie you need two things primary things namely a good story and good acting. This combination is found in “The Squeeze” and for golf fans there is much to recommend seeing it.

Written and directed by Terry Jastrow with co-producing by wife Anne Archer there was little doubt story and acting would not be first rate. Jastrow was ABC’s golf producer and produced dozens of other major sporting events as well as motion pictures, stage and television programs. Archer has a long list of superlative acting credits and drew a major amount of attention in “Fatal Attraction,” “Patriot Games” and “Clear and Present Danger.”

The story moves along with a minimum of distractions with the final match and Augie’s double cross being extremely well done leaving the outcome in doubt until the final few minutes of the film.

 ”The Squeeze” will be theaters as well as VOD and on iTunes on April 17, 2015. Even non-golfers will enjoy it.

TMaG Goes Retail

TaylorMade Golf, a division of Adidas (OTCMKTS:ADDYY), says they going into the brick and mortar side of the business with the opening of their first branded outlet store next month in Myrtle Beach with more stores to follow. The business plan is for the stores to be exclusively outlets, selling previous season merchandise from the company’s four brands TaylorMade, Adams Golf, adidas Golf and Ashworth. At present each of the brands offers current merchandise and clearance items for sale over the Internet.

“The outlets are designed to benefit our current retail partners and golfers alike. There has been an influx of product in the marketplace that has moved at a slower pace than expected,” states Ben Sharpe, CEO TaylorMade Golf Company.  “The outlets allow us to sell off-season product at a discounted price, while giving our retail partners the ability to set prices on in-season product at sustainable levels."

Parent company adidas will partner with TMaG to manage the stores. A second location in Livermore, Calif. will open soon after the Myrtle Beach outlet and additional locations are anticipated before the end of the year.

“The retail outlet model will enable our company to more effectively manage distribution of prior generation products while strengthening the position of our brands.” Says David Abeles, President of TaylorMade Golf Company.

Some observers see this move as a response to criticism from green grass and other retail outlets of TaylorMade’s multiple product launch marketing. It also is a way to get a jump on club competitors such as Callaway Golf (NYSE:ELY) for off price sales while at the same time giving TMaG a distribution channel to help traditional retailers inventory.

ED TRAVIS | Golf Opinion & Commentary